Free Tool · 2 Minutes
Your debt-free date,
on the calendar.
List your debts and see exactly when you'll be free — under both the snowball and avalanche methods. Instant, private, and judgment-free. Nothing you type here leaves your browser.
Your debts
Credit cards, loans, car notes — whatever you're carrying. Estimates are fine.
Extra toward debt each month
Beyond the minimums. Even $25 changes the math — try a few numbers and watch.
Your Payoff Plan
Add at least one debt — balance, rate, and payment — and I'll show you your debt-free date under two proven strategies.
Want the printable tracker?
Get the debt payoff tracker worksheet plus one practical money tip each week — free, no fluff, no shame.