Last updated: June 2026
This Privacy Policy explains what information ralphestepjr.com ("this site," "we," "us") collects, how it's used, and the choices you have. This site is operated by Ralph Estep Jr. / Saggio Management Group.
We collect information you provide directly to us:
We do not collect financial account numbers, payment information, Social Security numbers, or other sensitive personal data through this website.
We use the information you provide to send the content or response you requested (email updates, quiz results, replies to inquiries), to route inquiries to the right team (for example, accounting inquiries to Saggio Management Group), and to understand which content is useful so we can improve the site. We do not sell your personal information, and we do not share it with third parties for their own marketing purposes.
We use Kit (formerly ConvertKit) to manage our email list and send communications. Every email we send includes an unsubscribe link, and you can opt out at any time. You can also email ralph@ralphestepjr.com to ask us to update or delete the information we hold about you.
We use Vercel Web Analytics to understand aggregate site usage, such as which pages are visited and how people arrive at the site. This analytics tool is cookieless and does not use any persistent identifier to track you across websites or visits — it only reports anonymized, aggregated traffic data. We do not use Google Analytics, Meta/Facebook Pixel, or other third-party advertising trackers on this site.
This site uses your browser's local storage (not third-party tracking cookies) to remember two things: whether you've dismissed the cookie notice, and whether you prefer light or dark mode. This information stays on your device and is not sent to us.
This site links out to third-party platforms — including YouTube, Apple Podcasts, Spotify, and Saggio Management Group's own website — for shows, appearances, and accounting services. Those platforms have their own privacy policies, and we encourage you to review them; we're not responsible for their practices.
This site is not directed at children under 13, and we do not knowingly collect personal information from children under 13.
Depending on where you live, you may have the right to access, correct, or delete the personal information we hold about you, or to object to certain uses of it. To exercise any of these rights, email ralph@ralphestepjr.com and we'll respond as quickly as we can.
We may update this policy from time to time. The "Last updated" date at the top of this page reflects the most recent changes.
For privacy-related questions, contact ralph@ralphestepjr.com.