Free Tool · 2 Minutes

The no-shame
budget reset.

Enter your real numbers and see exactly where you stand — instantly, privately, and without judgment. Nothing you type here leaves your browser.

What actually lands in your account each month, after taxes.

Needs

Housing, food, transport, minimums

Wants

The fun stuff — guilt-free, on purpose

Savings & extra debt

Future you, and getting free faster

Where You Stand

Left over each month
Needs / 50% guide
Wants / 30% guide
Savings & extra debt / 20% guide

Ticks show the 50/30/20 guideline — a starting point, not a report card.

Enter your income and a few expenses, and I'll show you exactly where you stand — no judgment, just the numbers.